UK Credit Repair - Debt Collection Guide
Debt Collection in the UK
Of course, most people get CCJ's from large companies such as credit card companies, debt collection agencies, or even non payment of household bills. Remember that a CCJ is a passing of the debt collection from the creditor to the court and if the creditor so sees fit he can ask for enforcement of the CCJ by way of a visit from a county court Bailiff. Contact both the debt collection company and the creditor who has hired them and tell them you are familiar with section 40 of the Justice Act 1970 (The relevant section is shown at the end of this section).
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