Collection and credit rating
Debt Collection agents must respect a raft
of legal guidelines and laws. These guidelines are in place to
protect you the consumer from aggressive creditors and draw a
firm line as to what debt collectors can and cannot do. Remember,
ultimately, owing money on a correctly issued credit debt and
failing to pay it back is *not* in itself a criminal offence,
and so you cannot go to jail or be arrested for it directly.
(Interestingly in many other countries you can, but not in the
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