Blacklist vs IVA
IVA stands for Individual Voluntary Arrangement and this is a legal, formal arrangement by which you can pay back debts, and in the process sometimes shed some of the debt too. "The Complete UK Credit Repair Guide" shows you EVERYTHING you need to know about credit scoring and credit repair. It is the original and most successful UK Credit Repair Guide ever published!

Credit file: Scoring
IVA's stand somewhere between administration orders and bankruptcy. The reason they exist is to allow people with more than ?15,000 in unsecured debt to address their debt issues without going bankrupt. The Complete UK Credit Repair Guide provides valuable information to help you get credit and improve your credit rating. For additional information click here