Attatchement orders and credit files in the UK
An attachment of earnings order is an enforcement method used if you do not pay a county court judgment or other court order.

Usually upon these failures to pay, a bailiff's notice will be the first step that the creditor and/or courts will employ. A bailiff's visit will occur soon after. The reason that bailiffs are the first line of attack, is that they are seen as probably a quicker way of getting you to pay a debt. You can negotiate installments with the bailiff, and/or the court if you do not have means to pay. You can also reduce already agreed installments if your circumstances are such that you cannot pay the amounts in force on the judgment. (For more about bailiffs and changing the amounts of judgment installments please refer to the relevant parts of this guide from the main menu.)

More about credit and attatchment of earnings.
For more on how to make better use of your credit file at Experian.com or Equifax.co.uk, the Complete UK Credit Repair Guide provides valuable information to help you get credit and loans. For details about the guide please click here