Your Credit History

Credit History and debt collectors

Lenders and credit history
Whilst creditors want to get their money back, they must by law be reasonable when chasing you for money. One sign of a loan gone bad is a personal visit by debt collectors working on behalf of the creditor.

Debt Collectors
These unwelcome guests on your doorstep are only doing their job, but they must also respect a raft of legal guidelines and laws. These guidelines are in place to protect you the consumer from aggressive creditors and draw a firm line as to what debt collectors can and cannot do. Remember, ultimately, owing money on a correctly issued credit debt and failing to pay it back is *not* in itself a criminal offence, and so you cannot go to jail or be arrested for it directly. (Interestingly in many other countries you can, but not in the UK!)

The Complete UK Credit Repair Guide" shows you all you need to know about getting better credit. Its the most successful UK Credit Repair Guide ever published! For details click here

Click here for The Complete UK Credit Repair Guide

Is there a credit Blacklist? - Black List Myth - Article on CCJs - - credit uk -
About County Court Judgments - Can you remove a CCJ? - More about your credit File -
What is a credit rating? - Credit Search - experian uk
- blacklist - Some ways to get credit -
your credit reference file - credit repair UK

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