Conditions are just about at their best if you are looking to get a loan, mortgage or any type of credit in the UK. However these perfect conditions may not last for much longer.
UK interest rates have already started to rise. House price appreciation in the UK has all but ground to a halt. As the weeks and months pass by, the more likely it will be that lenders may lose their appetite for lending. If you want to clean up your bad credit in order to get a loan then it would be prudent to act swiftly as you may well miss this shrinking window of opportunity.
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