Adverse Credit
If you have defaulted on, or completely given up paying for a loan within the last 6 years - you may find a default record. CCJ's, bankruptcy, credit card defaults etc are all types of adverse credit.

Having a history of default is not a good thing if you are trying to get credit. This is because new creditors will be keen to look at your history and will partly base their decision on it.

Removing Defaults
There are quite a few ways to remove bad credit entries.

The Complete UK Credit Repair Guide goes through each of the possible methods to achieve this in the quickest possible time. For details about the guide please click here