UK Credit Repair - Credit Reference
Managing your Credit Reference File in the UK
When you get your credit file, you should note that different credit reference agencies employ different codes but the agency concerened will normally give you a full explanation of the codes used. You should demand that entries over 6 years old are removed, by writing to the credit reference agencies. Write to the credit reference agency if you see duplicate searches for the same loan, these should be removed. A credit broker may charge a fee, but at least they will direct your loan application to the lender most likely to lend to you, saving you this headache and also avoiding multiple credit application searches appearing in your credit reference file.
More about Mortgages, Credit, Loans and Credit Reference in the UK
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