Credit Reference Agency
UK Credit Repair - Credit Reference Agency
Credit Reference Agencies in the UK
When lenders check your credit history they get this information from a credit reference agency, which holds files about you. If you have a default or some other bad credit history on file at the agencies then only the company concerned that has registered the default on your credit history file will be able to remove it, with the exception that ,if you can prove the debt is settled and have all correct paperwork from the company, the credit reference agency may act on their behalf.
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