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Credit UK But also that others may have periods when they are launching a new card or loan package, and in an attempt to secure success during their promotion period, they may drop their guard and reduce the 'approval' threshold. There are also a number of lenders who specialize in lending to those with impaired or not so perfect credit. To cover the risk they often have higher interest rates, and so you may find that by simply looking at the interest rate levels you can deduce that a lower scoring threshold is being employed on the part of the lender. You should not apply for too many loans in a short time period as these activities will like appear on your credit file alerting new lenders to the fact that you are making too many applications. One or two a month is considered a maximum - so just where should you go to use these limited chances. The
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